With the NFL season getting started last Wednesday night, player health, at all levels, comes to the front of my mind. I have recently been thinking about health insurance with respect to sports. Living in Canada, it is definitely less of concern than in the U.S., but I thought I would share some thoughts about the college and pro levels of sport.
There is no way that I’m the first person, after all this time, to talk about what colleges and pro teams are doing about health insurance for players. I know there are a bunch of questions about whether or not concussions are pre-existing conditions, and other reasons players can’t be insured, but it should be a legitimate issue at the college and pro-level for contact sports. The NFL, NHL and NCAA have enough financial wherewithal to encourage some forward thinking insurance company to insure the players who are, perhaps unwittingly, putting their future well-being in jeopardy on the field of play.
As has been reported countless times, concussions are caused in a number of ways and the symptoms are diverse. So why should it be forced into the same insurance categories as other injuries with the “pre-existing” condition clause? If there was enough demand for some type of concussion insurance, a new category for a specific league/sport could be created. Taking care of players once Continue reading